New York City Life Insurance

Who Needs Life Insurance? Everyone does. Even if you are not married, life insurance is an important aspect of your financial plan. If you do have a family, a good life insurance policy will help provide the comfort of financial help during a time of loss.

Different Types of Life Insurance

  • Term Life Insurance – this is life insurance that provides the individual coverage for a fixed number of years. This policy does not usually accrue additional values that the owner can withdraw or that increase the death benefit.
  • Permanent Life Insurance – this is life insurance that provides continuing coverage for the individual’s entire life instead of a set number of years. This type of life insurance may accumulate values that the owner can remove or use to increase the death benefit.
  • Universal Life Insurance – this is life insurance that is intended to provide permanent insurance coverage but has more flexibility in the premium payment. The internal rate of return is higher or lower depending on the financial market.

New York City Life Insurance Quote

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